Details of the Company :
HDFC Bank Ltd was promoted in the year 1994 by the premier housing finance company of the country, HDFC Ltd. The Bank commenced operations as a Scheduled Commercial Bank in January 1995. Today the Bank has a nationwide network of over 2000 branches and 5624 ATMs spread over 996 towns and cities across India The Banks American Depository Shares (ADS) are listed on the New York Stock Exchange (NYSE) and the Global Depository Receipts (GDRs) are listed on Luxembourg Stock Exchange. The Bank has been bestowed with numerous awards and accolades from top national and international agencies & magazines. HDFC Bank comprises of a dynamic and enthusiastic team determined to accomplish the vision of becoming a World-class Indian bank. Our business philosophy is based on our four core values – Customer Focus, Operational Excellence, Product Leadership and People. We believe that the ultimate identity and success of our bank will reside in the exceptional quality of our people and their extraordinary efforts.
Job Position : Relationship Manager – Business Banking Working Capital
Experience : 0 – 3 Years
Qualification : CA
Job Location : Pune, Jalgaon, Nasik, Goa
Job Duties :
Complete ownership of a portfolio of between app. 25 productive accounts. The number of accounts managed may vary depending upon asset size of the portfolio, geography covered, operational intensity and branches mapped to the RM. He is bank’s face to the customer.
Responsible for the growth of the portfolio (organic and inorganic), ensuring targets are met and there is availability of an increased revenue stream.
Cross sell: Ensuring lead conversion of leads generated by branches. To be on the permanent look out for cross sell opportunities within his domain. Cross sell of CASA / FDs, TPP, other product requirements to existing customers.
Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance. TOD management.
Ensuring the quality of Portfolio: Be on the lookout for stress signs in the client operations / activity and address them.
Required :
Minimum Post Graduation in Management or Chartered Accountant (Preferable)
Work Experience 0-3 years in Banking with relevant work experience in Working Capital Funding
Strong Analytical and Judgmental capabilities, communication skills, basic knowledge of a wide range of bank’s products.
Interest in understanding operations, IT, TF and treasury functions.
Website http://www.hdfcbank.com/
